The Playbook #001 – Your Fast-Track to Financial Freedom
Wednesday, April 09, 2025
The Playbook #001 – Your Fast-Track to Financial Freedom
Dear Friend,
I've got something special cooking, and I couldn't wait to share it with you. This isn't your typical newsletter – it's your personal playbook for working smarter, living better, and keeping more cash in your pocket. Consider this your financial cheat code, minus the GameShark from 2002.
Let’s dive right in…
🧠 Decision-Making Magic
Ever feel paralyzed by choices? Like standing in front of a Netflix menu for 45 minutes only to rewatch The Office? Here’s a game-changing trick: the 10-10-10 Rule:
Will this matter in 10 minutes?
Will this matter in 10 months?
Will this matter in 10 years?
This simple framework has saved me countless hours of stress and second-guessing. It’s like mental decluttering—Marie Kondo for your decision-making.
💰 The "Nice Things" Upgrade Secret
Want free upgrades? Here’s how I landed a better hotel room—without paying extra (because paying extra is for people who enjoy burning money for sport).
1️⃣ Be genuinely friendly to the front desk staff—like grandma-friendly, not awkward-friendly.
2️⃣ Ask engaging questions—make it a conversation, not a transaction.
3️⃣ Casually say: "Any chance there are complimentary upgrades available?"
Worst case? They say no. Best case? You’re suddenly living like royalty—without the inbreeding.
🔥 Beat the Credit Card Game
One 5-minute phone call could save you thousands—faster than you can regret that $8 oat milk latte. Here’s what to say:
- Call your credit card company and ask, “Can you lower my interest rate, or match a 0% APR offer I found elsewhere?”
- If they say no, ask for a supervisor—they have more power (think of them as the final boss in a video game).
- If that fails, transfer your balance to a 0% APR card and pay it off aggressively.
This one conversation could put real money back in your pocket—where it belongs, instead of funding some CEO’s third yacht.
📚 Game-Changing Read of the Week
This week, I’ve been diving into "I Will Teach You to Be Rich" by Ramit Sethi—and it’s a goldmine.
Biggest takeaway? Your money should be working harder than you are. Automate savings, spend guilt-free on what you love, and cut the stuff that doesn’t matter. Essentially, put your finances on autopilot—because manual labor is for people who enjoy assembling IKEA furniture.
🌟 Success Story Spotlight
Meet Riley. He was frustrated after working with two different lenders who treated him like just another number—no explanation, no options, just a pre-approval text (as if buying a house is the same as ordering DoorDash).
When he came to me, I walked him through every detail, gave him the clarity he needed, and we closed in 11 days—with a better interest rate than he expected.
That’s the power of working with someone who actually cares about your success—unlike that one guy at the DMV who hasn’t smiled since 1998.
Here’s to making more, working less, and living better.
📩 What’s your biggest money/time struggle right now? Hit reply—I’ll cover it in a future issue.
🔥 Forward this to someone who needs it!
- Keith Goeringer
